Protecting What Matters Most to You

Personalized Insurance Solutions for Families, Farms, and Businesses in Rural Indiana

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Our Insurance Services

Auto Insurance

Drive with Confidence

Reliable coverage for the road ahead. From accidents to theft, our policies are designed to keep you protected no matter where life takes you.

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Home Insurance

Protect Your Home, Inside and Out

Safeguard your most significant investment with comprehensive protection for your home, belongings, and liability concerns.

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Farm Insurance

Protecting the Heart of Rural Indiana

Farms are the backbone of our community. From crops and livestock to equipment and property, our tailored coverage ensures your livelihood is secure.

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Business Insurance

Secure Your Entrepreneurial Dreams

Comprehensive solutions for business property, liability, and employee benefits. Protect your operations and focus on growth with peace of mind.

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Health & Life Insurance

Coverage for Your Well-Being and Peace of Mind

Life is unpredictable, but your insurance doesn’t have to be. Protect your health and ensure your family’s future with tailored health and life insurance plans.

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Insurance Built on Trust and Community

Established in the heart of rural Indiana, Gutwein & Risner Insurance Agency has been serving individuals and businesses for over 30 years. We’re more than just an insurance provider—we’re part of the community.


  • Emphasis on relationships, transparency, and tailored solutions.
  • Supporting local farmers, families, and small businesses.



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What Our Clients Are Saying

Jason

Our agent Julie Sartori with Gutwein and Risner Insurance has always provided us with exceptional service. We have several policies, both personal and business we carry with her and this agency. She is available to us night and day 7 days a week which we greatly appreciate as we all know insurance questions and or needs rarely fall within the 9-5 timeframe. Thank You!

Muscle Face

Kole has been an exceptional agent. All of the staff are extremely kind and very helpful!

Terry Boesch

This is the best insurance company in Rensselaer, Indiana, perhaps, all of Northwest Indiana. Aggressive, honest people who truly work hard to help you get the best policy for you and your family, including your business.

Preston Tanner

Getting insurance for my truck was smooth and decreased my monthly bill substantially.

Luke Branson

I acquired my homeowners insurance from Gutwein and Risner. Kole Risner was very helpful and made the process easy and painless. I got a same day quote for my home purchase closing process. He took care of everything else. If you are looking to fufill any insurance needs I would recommend Gutwein and Risner!

joel anker

Very impressed by the knowledge and consistency this company brings when it comes to helping you with ensuring you and all assets are safe! Mr Kole Risner does a fine job checking in and making sure everything and everyone is good to go as well as if you have any questions he’s always only a phone call away! I highly recommend giving them a chance!

Bood2013

Very friendly and knowledgeable staff with quick response times, these guys will find you the best quote. Would definitely recommend to anyone looking for insurance.

Amy Randolph

Very friendly and easy to work with! Appreciate all they do for our small business

Kacie Hoffman

great people here! kole risner was so helpful and treated me like family!

Jason Osborne

Always been helpful when I have called them

Stephanie Dellinger

Julie and the entire Gutwein & Risner team were remarkable. Given the volatility of the market, Julie was challenged with finding a product that worked for our business(s). She is professional, thorough, and extremely kind.

Brittany Jarrette

My experience with Gutwein & Risner has been phenomenal, they are prompt and always great customer service!

Katherine Myers

We have had an amazing experience they were quick to respond and find exactly what we needed and wanted.

Bev Rink

It is so comforting to know I don't have to worry about my insurance needs. Gutwein and Risner makes sure I am covered and alerted to any changes that need to be made. I am so blessed to have Julie Sartori as my agent, she s always one step ahead of me.

Amy Shepherd

Julie Sartori is always kind and helpful.

Don Cunningham

I would like to share the positive experience we had with Gutwien & Risner Insurance Agency following an accident with our 2014 Ram Pickup. The agency was notified of the accident while vacationing in Michigan. They immediately began processing the claim and kept us informed as to the status of the claim while we were vacationing. This was a great help and gave us the satisfaction that our claim was being handled in a very professional manner. Thank you Gutwein Risner Insurance Agency for all your assistance in promptly completing the claim process .

Jerrod Patty

Always a breeze when dealing with Gutwein & Risner Insurance Agency! Thank you Kole for taking such great care of my insurance needs!

Nancy Miiller

They have been awesome!

Pat Schulze

Very pleased with the company and with my agent. No complaints.

Eddie Reyes

company has Great customer service and attentive to customers' needs

Jeff Bain

Very knowledgeable & friendly

Tyler Armstrong

Have always taken care of me & worked through my problems, could not recommend them highly enough! Jen is a life saver!

Rick Ferguson

Great insurance company and excellent customer service / thank you Jenny and Lana

Mary Kennedy

You r very Helpful and Kind Thank You

Lewis Lane

Jen Holmes is extremely knowledgeable and helpful. Whenever I need something for our trucking business, Jen is prompt and it is taken care of right away.

Lisa Fritts

Always friendly, timely and efficient!

Alison Vinci

Julie Sartori has been a wonderful agent. Very personable and always knows what we need. Insurance is one thing we don’t have to worry about!

Alison Vinci

Excellent customer service. Personable and knowledgeable and would recommend!

Andrea Waibel

Always pleasant to do business with!

Mike Pruitt

Always very professional and responsive. I insure both my personal and business. Jen is amazing!

Debbie Koss

Whenever I need answers to questions or explanations,I am always pleased with the calm, kind,and thorough care I receive. Your office associates are very professional and personable.

Julie Hunsley

Gutwein & Risner Insurance Agency has been very helpful to us. They are professional and courteous while getting our matters resolved quickly!

David E

I’ve known Jen from when she very first came into the insurance business. I trust her with everything we’ve got, farm; home; auto. Trust is a biggie, relieved stress! Great discounts, she knows our business, she goes to bat for us in need. What more can you want?

John Heerema

Jen does a great job as our insurance agent. She’s very prompt and on time with all our insurance needs.

Autumn Lutchka

Great customer service and always there to answer any questions I have!

Edwin Roush

Julie Sartori our agent with Gutwein & Risner Insurance will take care of your insurance need’s. With good communication and follow-up.

Jason

Our agent Julie Sartori with Gutwein and Risner Insurance has always provided us with exceptional service. We have several policies, both personal and business we carry with her and this agency. She is available to us night and day 7 days a week which we greatly appreciate as we all know insurance questions and or needs rarely fall within the 9-5 timeframe. Thank You!

Muscle Face

Kole has been an exceptional agent. All of the staff are extremely kind and very helpful!

Ready to Protect What Matters Most?

From auto and home insurance to farm and business solutions, we’re here to help you secure the future. Contact Gutwein & Risner Insurance Agency today to explore your options.

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